During the rainy season, there is often news of trees falling on the roads. Many times it also happens that trees suddenly fall on vehicles. But the question is, does the insurance company give you money in such a situation? Today we will tell you how you can claim from the insurance company if a tree falls on your car during rain.
Know how you get money in claim
According to a report by Money9, to claim a claim in this situation, it is necessary to take comprehensive insurance of the car. Actually, most of the people get third party insurance of their vehicle and in this type of insurance, there is difficulty in taking claims due to natural disaster. However, if you have a comprehensive policy, you can claim compensation for the damage caused to your vehicle due to falling of trees or landslides during the rainy season. In this insurance, any problems caused to the vehicle due to natural calamities are also compensated. Whereas this does not happen in third party insurance.
What about third party insurance?
Let us tell you that it is mandatory to get insurance for all vehicles. In such a situation, people get third party insurance to save insurance money. This third party insurance is valid, but no claim can be made from it in case of natural disaster. In third party insurance, you cannot claim for damage caused by natural disasters and it is very difficult to get a claim. In such a situation, if you are going somewhere where there is a high possibility of damage due to natural disasters, then you need comprehensive coverage.
How will the claim be made?
Let us tell you that if unfortunately this happens to you during the rains, then first of all you should talk to the insurance company. Apart from this, photography and videography of that place must be done before removing the tree. In fact, in many cases it is believed that this tree falls due to collision. Therefore, the claim should be made after clicking the photo carefully and along with all the documents. After this, the insurance company takes a decision on the claim keeping in mind some conditions and rules.
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